Insurance is a great way to protect yourself and the family. Not everything has to be insured, though. There are certain insurance policies that just might not be necessary. Before you get swindled into one of these types of policies, here’s what you should reconsider purchasing.1. Accidental death and dismemberment insurance - This is something that can be covered by a term life insurance policy or a long-term disability policy. There’s probably little need to purchase a separate policy like this. If you still think you really need it, be sure to read all of the fine print and weigh [...]
When purchasing auto insurance, you are usually doing it because it’s required by your state in order to register a vehicle. It’s also great coverage to have in order to protect you, though. Everyone makes mistakes, even you. Of course you always hope to be the one not at fault in an accident because then it’s on the other person’s insurance or the other person has to pay for your damages, but mistakes do happen.
Being a grown-up means you have to think about things like life insurance. No one wants to think about the fact that someday they will die, but it’s a fact of life so to speak. And you want to leave as little burden on your family as you possibly can in the event of your unexpected death...
With the addition of the Affordable Care Act, many people have been left with numerous questions about purchasing medical insurance for themselves and their family. You want to make sure you have the right coverage and that it is in fact affordable for you. Here are the questions you should be asking yourself and insurance providers before purchasing a medical insurance policy.
When you plan a vacation, you might not think you need to get insurance for your trip. However, it’s a good idea for many reasons. Nothing is worse than going on a trip and losing your luggage, or getting sick or injured while on your trip. Or even getting sick beforehand and not being able to go.