There are lots of things to take into consideration when you start a business from your home. Insurance might be one of the last things on your mind, but it’s something important that you should be considering. If you figure you can just rely on your homeowners insurance policy, then you might be unpleasantly surprised that it won’t cover all of your business equipment. And if you are going to be having clients or business partners in your home, then you might need liability insurance. You also might want to have lost income insurance so you’re protected if you [...]
Insurance is a great way to protect yourself and the family. Not everything has to be insured, though. There are certain insurance policies that just might not be necessary. Before you get swindled into one of these types of policies, here’s what you should reconsider purchasing.1. Accidental death and dismemberment insurance - This is something that can be covered by a term life insurance policy or a long-term disability policy. There’s probably little need to purchase a separate policy like this. If you still think you really need it, be sure to read all of the fine print and weigh [...]
When purchasing auto insurance, you are usually doing it because it’s required by your state in order to register a vehicle. It’s also great coverage to have in order to protect you, though. Everyone makes mistakes, even you. Of course you always hope to be the one not at fault in an accident because then it’s on the other person’s insurance or the other person has to pay for your damages, but mistakes do happen.
Being a grown-up means you have to think about things like life insurance. No one wants to think about the fact that someday they will die, but it’s a fact of life so to speak. And you want to leave as little burden on your family as you possibly can in the event of your unexpected death...
With the addition of the Affordable Care Act, many people have been left with numerous questions about purchasing medical insurance for themselves and their family. You want to make sure you have the right coverage and that it is in fact affordable for you. Here are the questions you should be asking yourself and insurance providers before purchasing a medical insurance policy.